Your Bank, Now in Your WhatsApp
Send money, get smart data recommendations, and manage all your accounts with a simple chat. No apps, no logins, just conversation.
Just Take a Photo of Bank Details
No more typing long account numbers. Simply take a photo of receipts, bank cards, or screens. FusePayAI instantly extracts account numbers, bank names, and recipient details.
🎤 Voice Message
I heard: "Transfer 5000 naira to my brother Tunde"
2:41 PM
🔍 Found Tunde Adeyemi in your contacts:
📱 0801***4567 (Opay)
2:41 PM
Yes, confirm
2:42 PM
✅ Voice command executed! ₦5,000 sent to Tunde Adeyemi via Opay.
2:42 PM
Speak Naturally in Any Language
Send voice messages in English, Pidgin, Yoruba, or Hausa. FusePayAI understands natural speech patterns and executes complex financial tasks from voice alone.
Manage All Your Accounts in One Place
Link multiple bank accounts and virtual wallets. Switch between accounts seamlessly or let AI choose the best account for each transaction automatically.
Help me pay electricity bill abeg
4:20 PM
Found your Ikeja Electric account. You owe ₦12,750. Want me to pay it now?
4:20 PM
Yes please, I'm tired of darkness 😅
4:21 PM
✅ Light secured! Your receipt is ready. No more darkness! 💡
4:21 PM
Pay Bills Like Chatting with a Friend
Pay electricity, water, cable TV, internet bills, and buy airtime or data with simple commands. FusePayAI remembers your providers and handles the rest.
What Makes FusePayAI Different?
Experience the future of financial technology with our AI-powered platform designed for modern users.
Smart Data Recommendations
Ask "what's the best data plan for ₦2000?" and FusePayAI compares all networks to find the absolute best value, showing cost per gigabyte.
Unified Account Management
Seamlessly manage your secure FusePay Wallet and all linked bank accounts in one place. Check balances or set a default account with a simple command.
Quote-to-Transact
Reply to a past transaction summary with "send this again" or "do this for 15k." No need to start over.
How It Works
Banking in 3 easy steps—no apps, no stress.
Say Hi on WhatsApp
Start by sending a simple hello.
Link Your Bank Securely
Connect your account with encryption.
Start Banking Like a Pro
Send money, pay bills, and buy data instantly.
What Our Users Say
Real stories from people who bank smarter with FusePayAI.
"I used to juggle three different banking apps. Now, I just tell JARVIS "pay my DSTV from my GTB" and it's done in seconds. A total game-changer."
"No more app-switching. I just say "buy ₦2000 MTN data" and it's done instantly."
"I save money every month with the smart data tips. FusePayAI is like a financial assistant in my pocket."
Safe. Secure. Always.
Your money is protected by multiple layers of security, from end-to-end encryption to biometric authentication.
Bank-grade encryption
Every payment through FusePayAI is protected by a PIN you create during setup. Set custom limits for when your PIN is required.
NDPR compliant
Secure your FusePayAI chat by hiding it in a locked folder. Only you can access it using your phone's password or Face ID.
Supported by 50+ banks
Lost your phone? Instantly freeze your account from any WhatsApp device. We'll pause all payments and guide you through recovery.
Trusted by Nigeria's Leading Banks & Payment Platforms
Link all your accounts and wallets for one seamless experience.
Where FusePayAI Fits Into Everyday Life
From street food vendors to splitting bills with friends, FusePayAI makes every payment simple and instant.
Paying at Street Food Stall
Pay for lunch in seconds. No cash, no stress.
Market Shopping
Settle up at your local market instantly.
Splitting Bills with Friends
Split restaurant bills fast. No awkward delays.
Secured with WhatsApp's Built-In Privacy
Your money is protected by multiple layers of security, from end-to-end encryption to biometric authentication.
Custom PIN for Every Payment
Every payment through FusePayAI is protected by a PIN you create during setup. Set custom limits for when your PIN is required.
Private Chat Lock
Secure your FusePayAI chat by hiding it in a locked folder. Only you can access it using your phone's password or Face ID.
Instant Account Freeze
Lost your phone? Instantly freeze your account from any WhatsApp device. We'll pause all payments and guide you through recovery.
Lost Your Phone? Secure Your FusePayAI Instantly
If your device is stolen or compromised, don't worry. You can freeze your FusePayAI account right from any WhatsApp device. We'll pause all payment activity and guide you through recovery.
Got Questions? We've Got Answers.
Everything you need to know about FusePayAI
Is it safe?
Yes! FusePayAI uses bank-grade encryption and WhatsApp's built-in security. Every transaction requires your PIN, and we're NDPR compliant.
Do I need an app?
No! FusePayAI works entirely through WhatsApp. Just send us a message and start banking instantly.
How much does it cost?
Most transactions are free! We only charge small fees for certain services like international transfers.
What banks do you support?
We support 50+ Nigerian banks including GTBank, Opay, Kuda, Access Bank, Zenith, and many more.